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Monday 3 January 2011

Travel insurance

What is a Travel insurance;Travel insurance is an insurance designed to cover travel-related risks.These risks might include last-minute cancellations due to sickness, severe weather, or even terrorist attacks. During trips, it provides coverage for emergency or accident care, medical evacuations, travel delays and missed connections, lost or stolen baggage, among others.Travel insurance can be purchased for both domestic and international trips and can cover a variety of stays from the quick two day weekend up to 12 months or longer periods.
Buying travel insurance isn’t all that hard, but finding the right plan to cover your needs can be a real challenge. the actual buying part is so simple you can get a quote, enroll, pay with a credit card or any method, and get an email confirmation of coverage in some few minutes. But the real challenge is to understand the coverage and find the right plan for your needs.
Travel insurance is available in two basic plan types
Plans:
Travel insurance Package Plan is used by most travelers because it provides a variety of coverages in one simple plan, including: trip cancellation, medical emergencies, medical evacuation, lost baggage, missed connections, and several other coverages. Package policies vary from Basic plans with less coverage and lower coverage levels, to Premium plans with top benefits and high limits. Travel insurance Package Plans, like all travel insurance plans, can be purchased through a travel insurance comparison site. 
Package plans are very good for:
  • Vacation travelers or general travelers
  • Business travelers
  • Cruise taker travelers
  • Senior travelers
  • Annual Travel
  • Backpacker Travel
  • Family Travel Insurance
  • Group Travel
  • Honeymoon Travel
  • Missionaries
  • Student Travelers
Travel Medical Plans
Travel Medical Insurance is purchased by travelers leaving their home country for a few days or up to a year, and provides emergency medical treatment, medical evacuation coverage, and emergency assistance.
Travel Medical plans are used by:
  •  Citizen’s traveling abroad (business assignments, expatriates, etc.)
  • Foreign citizens visiting the US (i.e. parents visiting families)
  • Any traveler leaving their home country

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